{"id":395,"date":"2026-10-02T01:27:28","date_gmt":"2026-10-01T22:27:28","guid":{"rendered":"https:\/\/hukukcum.nl\/?p=395"},"modified":"2026-11-13T00:27:18","modified_gmt":"2026-11-12T21:27:18","slug":"guide-to-buying-a-home-in-turkey","status":"publish","type":"post","link":"https:\/\/hukukcum.nl\/en\/guide-to-buying-a-home-in-turkey\/","title":{"rendered":"A Guide for Turks Abroad Who Want to Buy a Home in Turkey"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">For Turkish people living in the Netherlands, buying a home in Turkey is often more than an investment decision. Keeping ties with family, having a place to stay in Turkey in the summer, securing the option of returning one day or investing savings in property are among the many reasons for buying a house, land or holiday home in Turkey.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, buying real estate in Turkey is a process that must be handled carefully, especially for Turks abroad who follow the transaction remotely. Conversations with the seller, statements by estate agents, a developer\u2019s marketing or recommendations from family should not be enough to make a decision. The real protection in a property purchase comes from the title deed record, the contract, proof of payment, the zoning status, the occupancy permit and a legal review.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The most common mistake people make when buying a home in Turkey is to approach the process as \u201cI liked it, we agreed, I sent the money\u201d. Acting before the title deed has been transferred, before the legal status of the property has been examined and before the payment has been planned securely can lead to serious loss of rights.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">First, Examine the Legal Status of the Property<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Before buying a house or land in Turkey, the first thing to check is the current title deed record of the property. Is the owner shown in the land registry really the seller? Is there a mortgage, attachment, injunction, usufruct right, annotation or other restriction on the property? Is the unit being sold clearly defined as an independent unit? Is it a shared title, a construction servitude (kat irtifak\u0131) or full condominium ownership (kat m\u00fclkiyeti)?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The answers to these questions directly affect the decision to buy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Especially in remote purchases, decisions should not be made solely on the basis of photos, videos or the listing text. Sending a deposit before the title deed record and encumbrances have been checked can lead to financial losses that are hard to recover.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The following checks should be made before buying:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The owner details in the title deed record,<\/li>\n\n\n\n<li>The block, parcel and independent unit details of the property,<\/li>\n\n\n\n<li>Whether there is a mortgage, attachment, injunction or annotation,<\/li>\n\n\n\n<li>The risk of a shared title,<\/li>\n\n\n\n<li>Condominium ownership or construction servitude status,<\/li>\n\n\n\n<li>The occupancy permit (iskan),<\/li>\n\n\n\n<li>The zoning status,<\/li>\n\n\n\n<li>Whether the actual use matches the title deed record,<\/li>\n\n\n\n<li>The seller\u2019s authority to carry out the transaction.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Contracts signed or payments sent before these checks are made can leave the buyer in a weak position.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Is the Seller Really Authorised?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Another important point for Turks abroad buying a home in Turkey is the seller\u2019s authority. The seller may be the actual owner, may be acting under a power of attorney, may be an heir, may be a representative of a construction company or may be acting on behalf of a contractor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In each case, the authority must be checked separately.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If a home is bought from a company, the signing authority of the person representing the company should be checked. It should be clear whether the purchase is from the landowner, the contractor or an intermediary marketing the project. If the sale is made under a power of attorney, it should be checked whether the power of attorney is valid, current and expressly includes the power to sell.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The same care should be taken in transactions within the family or through acquaintances. Trust alone does not provide legal protection. Especially in high-value property purchases, the authority of the person carrying out the transaction should be verified with written documents.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Plan Payments Carefully Before the Title Deed Transfer<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Turks abroad who want to buy a home in Turkey sometimes send large payments to the seller or developer before the title deed is transferred. This carries serious risk. Even if payment has been made, the buyer is not fully the owner until ownership of the property is transferred to them in the land registry.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If a payment is to be made, it should always be a bank transfer with a clear description; no cash payments should be made and the link between the payment and the property should be clearly established. The bank receipt should show the property details, the sale price or the contractual relationship as clearly as possible.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If the full price has to be paid before the title deed transfer, the guarantee under which this will be done should be planned separately. Otherwise, if the seller does not show up at the land registry, the property is transferred to someone else or the project is not completed, the buyer may have to file a lawsuit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">A Promise-to-Sell Agreement Is Not Valid in Every Form<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Contracts for the sale of real estate in Turkey are subject to certain formal requirements. A simple written document between the parties does not always give a right to demand transfer of the property. In particular, if the agreement is that \u201cthe title deed will be transferred later\u201d, the promise-to-sell agreement for the property must be drawn up in a legally valid form.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In practice, some buyers sign a simple written contract with the developer or seller and believe that it fully protects them. However, for promise-to-sell agreements, the official form, the content of the contract, the authority of the parties, a clear description of the property and, if possible, an annotation in the land registry are important.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The contract should clearly state:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The exact details of the property being sold,<\/li>\n\n\n\n<li>The sale price,<\/li>\n\n\n\n<li>The payment schedule,<\/li>\n\n\n\n<li>When the title deed will be transferred,<\/li>\n\n\n\n<li>The delivery date,<\/li>\n\n\n\n<li>The provisions that apply in case of delay,<\/li>\n\n\n\n<li>The conditions for withdrawal or termination,<\/li>\n\n\n\n<li>The rights in case of incomplete or defective delivery,<\/li>\n\n\n\n<li>The responsibilities of the parties,<\/li>\n\n\n\n<li>How disputes will be resolved.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Vague, incomplete or improperly drafted contracts can lead to serious disputes, especially for homes bought off-plan, projects that are never delivered and sales where the title deed is never transferred.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Buying Off-Plan Carries Greater Risks<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When Turks abroad buy a home in Turkey, they often turn to projects that are not yet completed. Project visuals, show flats, 3D presentations and payment plans can be attractive. But purchases made while construction is still under way carry a higher level of risk.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In such projects, not only the price and location but also the legal basis of the project should be examined. In whose name is the land registered? Is there a building permit? Has a construction servitude been established? Is the company selling really authorised? Is the flat promised to the buyer clearly identified in the project? Are the delivery date and the penalty for delay stated in the contract?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When buying off-plan, pay particular attention to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The building permit,<\/li>\n\n\n\n<li>The construction servitude status,<\/li>\n\n\n\n<li>The relationship between the landowner and the contractor,<\/li>\n\n\n\n<li>The authority of the company making the sale,<\/li>\n\n\n\n<li>The location of the flat in the project,<\/li>\n\n\n\n<li>The delivery date,<\/li>\n\n\n\n<li>Penalties for incomplete or late delivery,<\/li>\n\n\n\n<li>The plan for transferring the title deed,<\/li>\n\n\n\n<li>The payment schedule,<\/li>\n\n\n\n<li>The possibility of an annotation in the land registry.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">With off-plan homes, problems usually arise not at the time of purchase but on the delivery date. That is why a strong contract from the outset is so important for the buyer.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Set Clear Limits When Granting a Power of Attorney<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Turkish people living in the Netherlands can have a home purchase in Turkey handled under a power of attorney without travelling to Turkey. However, great care must be taken when drawing up the power of attorney, because buying and selling property, land registry procedures, payments, signing contracts and tax matters can involve broad powers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The person granted the power of attorney should be trustworthy, the scope of the power of attorney should not be wider than necessary, and it should be clear for which actions the authority is given. Broad wording such as \u201cauthorised to carry out all kinds of real estate transactions\u201d can create risks in some cases.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If a transaction is to be carried out under a power of attorney, it should be checked whether the representative is authorised only for the specific property or for all real estate transactions in general. Powers such as receiving payments, selling, transferring the title deed and signing contracts should also be assessed separately.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Calculate Costs and Tax Obligations from the Start<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When buying a home in Turkey, the sale price is not the only cost to consider. Title deed fees, the land registry service fee, valuation, notary, translation, power of attorney, tax number, insurance, service charges, utility connections, property tax and, where necessary, advisory fees should also be taken into account.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If the property is rented out, sold later or passed on through inheritance, different tax consequences may arise. Especially for investment purchases, not only today\u2019s purchase costs but also the future obligations of the property should be assessed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Keep Your Documents After the Purchase<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Even after the title deed has been transferred, the buyer should keep their documents in order. The sales contract, bank receipts, title deed, valuation report, power of attorney, correspondence, payment schedule, handover report and project documents can serve as evidence in any future dispute.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Especially for off-plan homes, the flat should be checked for missing items or defects when the handover report is signed. Any defects should be recorded in writing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For Turks abroad who want to buy a home in Turkey, the safest approach is to make the purchase decision only after the legal review has been completed. The title deed record, zoning status, the seller\u2019s authority, the validity of the contract and payment security are just as important as the location, price and appearance of the property.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Handling the purchase remotely is possible, but that convenience is no reason to be careless. On the contrary, document checks and legal representation become even more important when the transaction is carried out without travelling to Turkey.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hukukcum.nl helps Turkish people living in the Netherlands correctly assess the title deed, contract, power of attorney, payment and dispute risks when buying a home in Turkey. A legal check before the purchase can prevent long and costly lawsuits later.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying a home in Turkey from the Netherlands: title deed checks, seller authority, payments, off-plan risks, power of attorney and costs.<\/p>\n","protected":false},"author":1,"featured_media":203,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[193],"tags":[],"dipi_cpt_category":[],"class_list":["post-395","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles"],"_links":{"self":[{"href":"https:\/\/hukukcum.nl\/en\/wp-json\/wp\/v2\/posts\/395","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hukukcum.nl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hukukcum.nl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hukukcum.nl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hukukcum.nl\/en\/wp-json\/wp\/v2\/comments?post=395"}],"version-history":[{"count":1,"href":"https:\/\/hukukcum.nl\/en\/wp-json\/wp\/v2\/posts\/395\/revisions"}],"predecessor-version":[{"id":437,"href":"https:\/\/hukukcum.nl\/en\/wp-json\/wp\/v2\/posts\/395\/revisions\/437"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hukukcum.nl\/en\/wp-json\/wp\/v2\/media\/203"}],"wp:attachment":[{"href":"https:\/\/hukukcum.nl\/en\/wp-json\/wp\/v2\/media?parent=395"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hukukcum.nl\/en\/wp-json\/wp\/v2\/categories?post=395"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hukukcum.nl\/en\/wp-json\/wp\/v2\/tags?post=395"},{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/hukukcum.nl\/en\/wp-json\/wp\/v2\/dipi_cpt_category?post=395"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}